Travel insurance comparisons by destination country
More and more countries are opening their borders and more people are planning revenge travel of at least a week to an overseas destination.
As you spend more time wandering around, mingling with locals, and dining in an overseas country, it is inevitable that your chances of catching COVID-19 or other diseases will increase. This is why a lot of countries have made travel insurance with COVID-19 coverage a mandatory requirement for tourists as your health insurance probably won’t work overseas.
Learn the insurance plans available for these popular tourist destinations in Asia:
Singapore
Travel insurance is currently not mandatory for travel into Singapore. However, it is still recommended to purchase a travel insurance as a safeguard.
Below are the insurance plans offered by insurers based in Singapore for incoming inbound travelers to Singapore:
Insurer | Product Name | Price |
AIG Asia Pacific Insurance Pte. Ltd. | Singapore Travel Assist | from SGD 13 for medical expenses coverage of SGD 250,000 over 7 days |
Chubb Insurance Singapore Limited | SG Travel Insured | from SGD 19 for hospitalisation & medical expenses coverage of SGD 30,000 over 7 days |
HL Assurance Pte. Ltd. | ChangiAssure Covid Insurance | from SGD 34 for COVID-19 hospitalisation or quarantine facility expenses coverage of SGD 30,000 over 7 days |
Thailand
Application for Thailand Pass is mandatory for entry into all parts of Thailand including Bangkok, Chiang Mai and Phuket before 1 July 2022. As part of the Thailand Pass application, you will be required to submit a valid travel insurance with minimum coverage of USD 10,000 with COVID-19 coverage.
Read More: How to go to Thailand from Singapore
Below are the insurance plans recommended by Thailand Pass for all tourists going to Thailand:
Insurer | Product Name | Price |
AXA Insurance Public Company Limited | AXA Sawasdee Thailand | from THB 1567 for THB 750,000 medical coverage and THB 1,000,000 personal accident coverage over 7 days |
MSIG Insurance (Thailand) Public Company Limited | Say Hi 10 MSIG Domestic Travel Accident Insurance Policy for Individual | from THB 1100 for THB 400,000 medical expenses coverage (including COVID-19) and THB 1,000,000 personal accident coverage over 15 days |
FWD General Insurance PCL | FWD Covid Inbound Plan | from THB 650 for THB 700,000 inpatient hospitalisation expenses coverage over 30 days |
Indonesia
Travel insurance is mandatory for entry into Indonesia cities such as Bali, Batam and Bintan.
Jagawisata is the insurance plan recommended by Indonesian Ministry of Tourism, underwritten by a consortium of companies. While it will ensure tourist a smooth entry at the airport and immigration checkpoint, it does not have clearcut policy wordings and benefits as compared to other insurance plans offered by established insurers.
Read More: How to go Indonesia from Singapore
You may also consider other travel insurance plans offered by other insurers for Indonesia below:
Insurer | Product Name | Price |
Indonesian Insurance consortium in collaboration with the Ministry of Tourism | Jagawisata Indonesia Travel Covid Insurance | IDR 500,000 for maximum sum insured of IDR 500,000,000.00, covering medical expenses, hospital treatment, and loss of life caused by COVID-19 |
FWD Singapore Pte. Ltd | FWD Travel Insurance Premium + COVID-19 Enhanced Travel Benefits (Singapore residents only) | from SGD 45 for overseas medical expenses of SGD 200,000 and COVID-19 medical expenses in Singapore and/or overseas of SGD 200,000 over 7 days |
AXA Insurance Pte Ltd | AXA SmartTraveller Essential (Singapore residents only) | from SGD 60 for overseas medical expenses of SGD 300,000 and COVID-19 overseas medical expenses of SGD 75,000 over 7 days |
Malaysia
Travel insurance is no longer mandatory for Malaysians and foreigners entering Malaysia. However, if you are spending a night or more in Malaysia, it is still recommended to buy a travel insurance.
Read More: How to go to JB from Singapore
Insurer | Product Name | Price |
Tune Insurance Malaysia Berhad | COVID Travel Pass + Plus | from MYR 90 (Basic Plan) for inpatient medical expenses (including COVID-19) in Malaysia of MYR 100,000 over 10 days |
FWD Singapore Pte. Ltd | FWD Travel Insurance Premium + COVID-19 Enhanced Travel Benefits (Singapore residents only) | from SGD 45 for overseas medical expenses of SGD 200,000 and COVID-19 medical expenses in Singapore and/or overseas of SGD 200,000 over 7 days |
Chubb Insurance Singapore Limited | Chubb Travel Insurance (Singapore residents only) | from SGD 30 for overseas medical expenses of SGD 150,000 and COVID-19 overseas medical expenses of SGD 150,000 over 7 days |
Japan & South Korea
With Japan and South Korea gradually opening to tourists, fully vaccinated tourists will be able to return and visit Japan and South Korea.
Below are the travel insurance policies for Singapore residents travelling to Japan and South Korea:
Insurer | Product Name | Price |
Etiqa Insurance Pte. Ltd. | Tiq Travel Insurance (Entry) with COVID-19 addon | from SGD 40 for overseas medical expenses of SGD 200,000 and COVID-19 overseas medical expenses of SGD 100,000 over 7 days. |
FWD Singapore Pte. Ltd | FWD Travel Insurance Premium + COVID-19 Enhanced Travel Benefits | from SGD 52 for overseas medical expenses of SGD 200,000 and COVID-19 medical expenses in Singapore and/or overseas of SGD 200,000 over 7 days |
AXA Insurance Pte Ltd | AXA SmartTraveller Essential | from SGD 60 for overseas medical expenses of SGD 300,000 and COVID-19 overseas medical expenses of SGD 75,000 over 7 days |
Singapore Life Ltd. | Singlife with Aviva Travel Plus | from SGD 69 for overseas medical expenses of SGD 2,000,000 and COVID-19 overseas medical expenses of SGD 100,000 over 7 days |