How to waive HSBC credit card annual fee (2026)

Request to waive annual fee for HSBC credit cards (Mastercard, Visa)
Waive your HSBC credit cards annual fee in a few easy steps!

Step-by-Step Guide

HSBC is quite transparent about waiving the annual fees for its credit cards, including:

  • HSBC Advance Credit Card
  • HSBC Live+ Credit Card
  • HSBC Premier Mastercard Credit Card
  • HSBC Revolution Credit Card
  • HSBC TravelOne Credit Card
  • HSBC Visa Infinite Credit Card (Transiting to Live+)
  • HSBC Visa Platinum Credit Card (Transiting to Live+)

Follow these steps:

  1. Call 1800-HSBC-NOW (1800-4722-669)
  2. Press 8 for credit card fee waiver
  3. Press 1 for membership fee waiver
  4. Press 2 if you have no other fee or charge to review, otherwise Press 1
  5. Enter your 16-digit credit card number

You will receive a SMS from HSBC-RETAIL within 2 weeks once your credit card waiver request is approved. You will see the reversal in your next statement.

HSBC credit cards annual fee waiver minimum spending

HSBC provides the minimum spending requirements for some of its credit cards, as outlined below:

  • HSBC TravelOne Credit Card – S$25,000 (S$196.20 for first year)
  • HSBC Advance Credit Card – S$12,500 (Waived for first year)
  • HSBC Live+ Credit Card – S$12,500 (Waived for first year)
  • HSBC Premier Mastercard Credit Card – No annual fee for Premier Qualified customers
  • HSBC Revolution Credit Card – No annual fee

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A frequent traveler who loves to act like a local, dress like a local and eat like a local wherever he travels. Loves food. Loves to write about everything in Singapore.

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